Encumbrance: meaning, definitions and examples

Often used in legal or financial contexts to describe a burden or claim on property, or something that makes progress or movement more difficult.

• The mortgage is an encumbrance on the property
• He regarded his debts as a serious encumbrance to his financial independence

Used to describe something that makes progress slow or difficult, generally with a slightly negative connotation.

• The heavy traffic was a hindrance to our journey
• His lack of experience was a hindrance to securing the job

Commonly used in both literal and figurative sense to describe something that blocks progress or makes it difficult to achieve something.

• There were many obstacles on the trail
• Overcoming obstacles is part of the journey to success

Used to describe a limitation or restriction that affects freedom of action or decision-making.

• Time constraints prevented us from completing the project
• Financial constraints often limit what people can achieve

Used to describe something that blocks movement, access, or progress, both literally and figuratively.

• Language barriers can make communication difficult
• A barrier was set up to keep people away from the construction site

Use in formal or legal contexts to refer to a burden or obstacle that affects property or an individual's ability.

• The property was under an encumbrance that made selling it complicated
• He faced numerous encumbrances in his business ventures

Use mostly in legal and financial contexts when referring to the right to keep possession of property until a debt is paid.

• The bank placed a lien on his house until the loan was repaid
• There is a lien on the car because of unpaid taxes

Use when talking about a specific type of loan where property is used as collateral.

• They took out a mortgage to buy their first home
• The couple struggled to keep up with their mortgage payments

Use when someone states that they have a right to something, often money or property.

• She made a claim on her insurance after the accident
• He filed a claim for inheritance