Lien Meaning: Definition, Examples, and Translations

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lien

[liːn ]

Definitions

Context #1 | Noun

legal

A legal claim or right against a property, which is used as security for a loan or debt.

Synonyms

charge, claim, encumbrance.

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Word Description / Examples
lien

This term is primarily used in legal and financial situations to describe a right to keep possession of property belonging to another person until a debt owed by that person is discharged.

  • The bank has a lien on the house until the mortgage is paid off.
  • He couldn't sell his car because there was a lien placed on it by the lender.
claim

This word is used in legal and financial contexts to describe a formal request for something that is owed, such as money or property. It might not necessarily imply possession or control over the asset.

  • She filed a claim for the insurance money after the accident.
  • The creditors have a claim on his estate.
encumbrance

This term is typically used in legal language to refer to any claim, lien, charge, or liability attached to a property, affecting its transferability or value.

  • The property had multiple encumbrances, making it difficult to sell.
  • Before buying the property, they checked if there were any encumbrances.
charge

This term is often used in a broader sense in both financial and legal contexts to refer to a financial obligation or the right to claim property as collateral for debt.

  • The mortgage company has a charge on the property.
  • He realized the property had a legal charge against it.

Examples of usage

  • The bank has a lien on the house until the mortgage is paid off.
  • The mechanic placed a lien on the car until the repair bill was settled.
Context #2 | Noun

general

A binding or restrictive duty, obligation, or debt.

Synonyms

debt, duty, obligation.

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Word Description / Examples
lien

A legal right to keep possession of property belonging to another person until a debt owed by that person is discharged. Often used in legal and financial contexts.

  • The bank placed a lien on the property until the mortgage was paid off.
  • He couldn't sell his car because there was a lien on it.
obligation

An act or course of action to which a person is morally or legally bound; a duty or commitment. Used in both formal and everyday settings.

  • You have an obligation to attend the meeting.
duty

A moral or legal obligation; a responsibility. Often used in ethical or legal discussions.

  • It's your duty to help out neighbors in need.
  • The soldier fulfilled his duty to his country.
debt

An amount of money owed to a person or organization. Commonly used in everyday financial situations.

  • She paid off her student debt after getting her first job.
  • He is struggling to pay off his credit card debt.

Examples of usage

  • She felt a lien on her time due to her busy schedule.
  • There was a lien on his freedom because of his responsibilities.
Context #3 | Verb

legal

To legally claim a right to property as security for a debt.

Synonyms

charge, claim, encumber.

Which Synonym Should You Choose?

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Word Description / Examples
lien

Used in legal and financial contexts to describe a right to keep possession of property belonging to another person until a debt owed by that person is discharged.

  • The bank has a lien on the house until the mortgage is paid off.
  • She couldn't sell her car because there was a lien on it.
claim

Often used to denote a demand for something due or believed to be due, such as money from an insurance policy or asserting a right to something.

  • She filed a claim with the insurance company after the accident.
  • He made a claim to the throne.
encumber

Typically used in legal and financial situations to describe a burden or impediment on property, such as a mortgage or other legal restriction.

  • The land is encumbered by an easement.
  • His inheritance was heavily encumbered with debts.
charge

Commonly used to indicate a financial obligation or cost associated with something. It can also describe a formal legal accusation.

  • There is a $50 charge for late payments.
  • He faced a serious charge of theft.

Examples of usage

  • The bank can lien the property if the loan is not repaid.
  • The mechanic may lien the vehicle until the repair bill is settled.

Translations

To see the translation, please select a language from the options available.

Interesting Facts

Legal Context

  • Liens can be placed on real estate, vehicles, and other possessions, making it a common tool in debt collection.
  • A mortgage is a specific type of lien, where the bank claims the property until the loan is fully paid.
  • Not all liens are equal – some can take priority over others, depending on when they were filed.

Pop Culture

  • Liens often come up in courtroom dramas where disputes over property and debts lead to intense showdowns.
  • In popular songs, references to financial struggles can allude to liens as a metaphor for feeling trapped by debt.
  • Movies about real estate often showcase the tension that liens can create when trying to buy or sell a property.

Finance

  • Understanding liens is crucial for anyone entering into a loan agreement, as they affect your ownership rights.
  • Liens can impact your credit score if they result from unpaid debts, influencing your ability to secure future loans.
  • Some types of liens, such as tax liens, can lead to serious financial consequences, including foreclosure.

Cultural References

  • In various cultures, the concept of lien reflects the importance of trust and obligation in financial transactions.
  • Customs around debts and ownership can vary greatly, but the core idea of a lien as a claim is widely understood.
  • Art and literature sometimes explore themes of possession and financial entanglement through the lens of liens.

Origin of 'lien'

Main points about word origin

  • The word 'lien' comes from the Latin word 'ligamen', meaning 'binding', which highlights its legal nature.
  • The term has been used in English since the 15th century, displaying a long-standing connection to property and ownership.
  • Originally used in French law, it reflects the influence of French on English legal terminology.

The word 'lien' originated from the Middle English term 'lien', from the Anglo-French 'lien', ultimately from the Latin 'ligamen', meaning bond or tie. The legal concept of a lien has been present in various legal systems for centuries, serving as a method to secure debts and obligations. Over time, the term has evolved to encompass both legal and general obligations or duties that restrict or encumber property or rights.


See also: liar, lie, lies, lying, underlying.

Word Frequency Rank

With rank #4,126, this word represents useful upper-intermediate vocabulary. Understanding and using it will help you express more complex ideas effectively.