Insurer: meaning, definitions and examples

Insurer is a general term for a company or entity that provides insurance coverage.

• I need to contact my insurer to file a claim.
• The insurer provides coverage for various types of damages.

Underwriter usually refers to the individual or company that evaluates and assumes another party's risk for a fee. It is often used in industry contexts.

• The underwriter assessed the risk of insuring a new client.
• We need approval from the underwriter before the policy can be issued.

Insurance company is a straightforward term that can be used in everyday conversation to refer to a business that offers insurance policies.

• Which insurance company are you with?
• The insurance company approved my claim within a week.

Assurer is typically used in the context of providing a guarantee or assurance, often in life insurance. It is less common in general use.

• The assurer guaranteed the policyholder a payout in the event of death.
• She chose an assurer with the best reputation for reliability.