Garnisheeing: meaning, definitions and examples
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garnisheeing
[ ɡɑrnɪˈʃiːɪŋ ]
legal process
Garnisheeing refers to the legal process of obtaining a court order to take money directly from a debtor's bank account or wages to satisfy a judgment. This process is commonly used by creditors to enforce payment from individuals or businesses that owe money. It typically requires a formal declaration from a court and can involve specific legal procedures depending on the jurisdiction. Garnisheeing allows creditors to bypass the typical collection methods and secure payment more efficiently. It's important to note that there are limits to the amounts that can be garnisheed in order to protect the debtor's financial stability.
Synonyms
attachment, seizure, withholding
Examples of usage
- The creditor initiated garnisheeing to recover the outstanding debt.
- After the court ruling, the bank began the garnisheeing process.
- Garnisheeing can significantly impact a debtor's financial situation.
Translations
Translations of the word "garnisheeing" in other languages:
🇵🇹 penhoramento
🇮🇳 गर्निशींग
🇩🇪 Pfändung
🇮🇩 penyitaan
🇺🇦 арешт
🇵🇱 zajęcie
🇯🇵 差押え
🇫🇷 saisie
🇪🇸 embargo
🇹🇷 haciz
🇰🇷 압류
🇸🇦 الحجز
🇨🇿 zadržení
🇸🇰 zadržanie
🇨🇳 扣押
🇸🇮 zaseg
🇮🇸 fanga
🇰🇿 тұтқындау
🇬🇪 გადაყრა
🇦🇿 həbs
🇲🇽 embargo
Etymology
The term 'garnishee' originated from the Middle French word 'garnir' which means 'to warn or to prepare'. It entered the English legal lexicon in the late 16th century, referring specifically to the process of seizing funds. The legal implication relates back to the notion of notifying the third party (the garnishee) - typically a bank or employer - that they are required to withhold the debtor's funds or wages. Over time, as English law evolved and became more structured, garnisheeing became a recognized method of enforcement in civil judgments, providing a formal mechanism for creditors to collect debts. Today, garnisheeing is a common legal practice in many countries and is subject to both federal and state regulations that aim to govern the scope and limits of such actions to protect debtors from excessively harsh financial consequences.