Redlining: meaning, definitions and examples
๐๏ธ
redlining
[ หrษdหlaษชnษชล ]
housing policy
Redlining is a discriminatory practice in which services like mortgages and insurance are denied or limited to specific neighborhoods, often based on the racial or ethnic composition of those areas. It originated in the United States in the 1930s when federal policies encouraged banks to refuse loans to residents in 'high-risk' neighborhoods, which were predominantly inhabited by African Americans. This practice has led to long-term economic disparities and has contributed to the segregation of communities. The term derives from the red ink used to outline areas on maps that were considered high-risk for lending.
Synonyms
discrimination, economic exclusion, segregation.
Examples of usage
- The effects of redlining can still be seen today in urban areas.
- Activists have campaigned against redlining for decades.
- Redlining has historically harmed minority populations.
Translations
Translations of the word "redlining" in other languages:
๐ต๐น redlining
๐ฎ๐ณ เคฐเฅเคกเคฒเคพเคเคจเคฟเคเค
๐ฉ๐ช Redlining
๐ฎ๐ฉ redlining
๐บ๐ฆ ัะตะดะปะฐะนะฝัะฝะณ
๐ต๐ฑ redlining
๐ฏ๐ต ใฌใใใฉใคใใณใฐ
๐ซ๐ท redlining
๐ช๐ธ redlining
๐น๐ท redlining
๐ฐ๐ท ๋ ๋๋ผ์ด๋
๐ธ๐ฆ ุชุญุฏูุฏ ุงูุญุฏูุฏ
๐จ๐ฟ redlining
๐ธ๐ฐ redlining
๐จ๐ณ ็บข็บฟๅๅฎ
๐ธ๐ฎ redlining
๐ฎ๐ธ redlining
๐ฐ๐ฟ ัะตะดะปะฐะนะฝ
๐ฌ๐ช แ แแแแแแแแแแ
๐ฆ๐ฟ redlining
๐ฒ๐ฝ redlining
Etymology
The term 'redlining' emerged in the 1930s during the Great Depression in the United States. Government-backed agencies such as the Home Owners' Loan Corporation (HOLC) created maps that outlined areas deemed 'safe' for investment in green and 'unsafe' in red. These assessments were heavily influenced by racial demographics, labeling predominantly Black neighborhoods as high-risk, which resulted in widespread denial of mortgages and the redlining of entire communities. This exclusionary practice was not only endorsed by banks but also reinforced by various government policies. Despite various anti-discriminatory laws, like the Fair Housing Act of 1968, the legacy of redlining continues to affect access to quality housing and wealth accumulation for many individuals and families today. The historical implications of redlining have contributed to systemic inequality and have become a significant focus for social justice reform in the United States.