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Creditor: meaning, definitions and examples

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creditor

 

[ ˈkrɛdɪtər ]

Noun
Context #1 | Noun

financial

A person or institution to whom money is owed.

Synonyms

debt holder, lender, loaner.

Which Synonym Should You Choose?

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Word Description / Examples
creditor

Use when talking about someone or an institution to whom money is owed, particularly in formal or financial contexts.

  • The company couldn't repay its creditors and had to file for bankruptcy.
  • She negotiated with her creditors to reduce her debt.
lender

Typically used to describe banks, financial institutions, or individuals that provide loans or credit, especially in formal or financial settings.

  • The bank is the primary lender for small businesses in the region.
  • He approached multiple lenders before securing a loan for his house.
loaner

Informal term that can often refer to someone who lends something, not necessarily money. It can also imply the temporary aspect of lending.

  • He acted as a loaner for his friend, lending him a book for the weekend.
  • The car dealership provided a loaner car while my vehicle was being repaired.
debt holder

This term is often used in the context of bonds or securities to refer to individuals or institutions that hold debt instruments.

  • The debt holders are concerned about the company's declining stock value.
  • As a debt holder, she received regular interest payments from the bond.

Examples of usage

  • The creditor demanded repayment of the loan.
  • She has many creditors to pay off.
  • The company's creditors are pressuring for payment.
  • The creditor agreed to a repayment plan.
  • The creditor threatened legal action.

Translations

Translations of the word "creditor" in other languages:

🇵🇹 credor

🇮🇳 ऋणदाता

🇩🇪 Gläubiger

🇮🇩 kreditur

🇺🇦 кредитор

🇵🇱 wierzyciel

🇯🇵 債権者 (さいけんしゃ)

🇫🇷 créancier

🇪🇸 acreedor

🇹🇷 alacaklı

🇰🇷 채권자 (chaegwonja)

🇸🇦 دائن

🇨🇿 věřitel

🇸🇰 veriteľ

🇨🇳 债权人 (zhàiquánrén)

🇸🇮 upnik

🇮🇸 kröfuhafi

🇰🇿 несие беруші

🇬🇪 სესხის გამცემელი

🇦🇿 kreditor

🇲🇽 acreedor

Etymology

The word 'creditor' originates from the Latin word 'creditor' which means 'one who believes'. In ancient times, creditors were seen as individuals who believed in the borrower's ability to repay the debt. Over time, the concept of creditors evolved as financial systems developed, leading to the modern understanding of a creditor as someone to whom money is owed.

See also: accredit, credential, creditability, creditable, credits, creditworthy, discredit, discreditable, uncredited.

Word Frequency Rank

With rank #4,754, this word represents useful upper-intermediate vocabulary. Understanding and using it will help you express more complex ideas effectively.