Acquirers: meaning, definitions and examples

This term is generally used in a business or financial context when discussing companies or individuals who obtain other companies, assets, or significant stakes.

• The acquirers showed a strong interest in the startup's technology.
• Acquirers often look for undervalued companies to maximize their investment returns.

This term is used similarly to 'buyers' but usually has a more formal or professional connotation, especially in business transactions involving contracts or large quantities.

• The purchasers need to sign the agreement before the transaction is completed.
• Corporate purchasers tend to negotiate for better terms and prices.

This term is more commonly used in everyday situations and refers to individuals or entities purchasing goods or services. It can also be used in a business context but with a broader application.

• The buyers at the market were eager to pick up fresh produce.
• The company's buyers are responsible for acquiring the best materials for production.

This word is used specifically for people or entities that put money into a project, business, or asset with the expectation of generating a financial return. It implies a focus on returns rather than just the act of buying.

• The investors are optimistic about the future growth of the company.
• Angel investors often support startups in their early stages.

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Entities or services that handle the transaction authorization and settlement between the merchant, acquiring bank, and the card networks. They ensure the secure and efficient processing of payments.

• The processor experienced downtime, affecting all transactions for the day.
• Credit card processors play a crucial role in the payment ecosystem.

Companies that offer a broader range of payment services, including but not limited to providing merchant accounts. They may also offer services like online payment gateways, fraud prevention, and various payment methods.

• PayPal and Stripe are well-known payment service providers.
• Choosing the right payment service provider can greatly impact your business operations.

Businesses that offer merchant accounts, which are necessary for merchants to accept credit card payments. They typically facilitate the setup and maintenance of these accounts.

• The startup consulted several merchant account providers before choosing one.
• Merchant account providers often charge monthly fees for their services.